Insurance
Submitted: Tuesday, Sep 27, 2011 at 18:11
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micknchelle
Hi all,
About to pick up an f250 4x2 to tow the camper for the next few years....just wondering on your opinions on the best insurance companies for the mobile traveller....car,camper and various items dragged along.....
Cheers in advance
Mick
Reply By: Member - Michael A (ACT) - Tuesday, Sep 27, 2011 at 20:32
Tuesday, Sep 27, 2011 at 20:32
if u r over 50 and not working full time then try APIA
M
AnswerID:
466189
Reply By: GimmeeIsolation - Tuesday, Sep 27, 2011 at 21:34
Tuesday, Sep 27, 2011 at 21:34
I have found that Shannons Insurance pay straight away with no quibbles, choice of repairer, and you get to keep the damaged vehicle if the worse happens, all from experience.
After having houses wrecked from cyclones and vehicle write off's, having a stress free experience when s*#t happens is worth any small extra.
Have also found when choosing on price that it can be a painful experience when the worse happens.
All the best.
AnswerID:
466196
Follow Up By: Member - Gordon T (NSW) - Tuesday, Sep 27, 2011 at 22:12
Tuesday, Sep 27, 2011 at 22:12
Check the THREAD on INSURANCE - I posted some extensive notes on this a couple of days back, outlining my recent enquiries & outcomes as I searched for suitable insurance for a camper trailer. After much searching of numerous providers I have ended up with GIO (Suncorp).
Camperman2
FollowupID:
740278
Follow Up By: GimmeeIsolation - Wednesday, Sep 28, 2011 at 10:42
Wednesday, Sep 28, 2011 at 10:42
They were the company I had problems with. Ombudsman had it sorted quickly.
Unfortunately they now own Shannons too but luckily their incompetence has not flowed through when it came to a break-in I had 18 months ago.
FollowupID:
740305
Follow Up By: Member - Gordon T (NSW) - Wednesday, Sep 28, 2011 at 11:11
Wednesday, Sep 28, 2011 at 11:11
I suspect that all insurances companies have at some time been the subject of an insured's complaint and come under the notice of the Ombudsman - evidence is the recent Queensland floods. My research found that most companies have several other insurance companies in their portfolio and I am not so stupid to beleive that their data bases are not linked. I think insurance is like the credit industry - there is a common data base of claims records. In respect of premiums and policy terms, NRMA was not much different to GIO but a little more expensive. I went with the GIO for my van because I already had the 4WD covered by them - other considerations came into play as
well. Ultimately it comes down to just what you want to be covered for and how much you are prepared to pay for it or carry yourself.
Camperman2
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740306