Insurance

Submitted: Wednesday, Dec 24, 2003 at 10:47

ThreadID: 9313 Views:4592 Replies:8 FollowUps:9

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cokeaddict

Hi guys, well i just got my renewal from NRMA and i nearly had me a fit at the price. I was wondering if anyone can guide me in the direction of other Insurance places that dont seem to think that 200,000 kms is excessive for a diesel. Preferably a company that has a beter understanding of 4WD vehicles and accessories that i consider to be necessary additions rather than laughable toys.

Any feedback would be great, I have everything insured with NRMA, but i think its time to change....
Not happy Jan !!!!

Regards AngeloI love it when you talk DIRTY !

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Reply By: Savvas - Wednesday, Dec 24, 2003 at 11:08

Wednesday, Dec 24, 2003 at 11:08

That's one thing that I can't complain about with the Jackaroo Monterey.

My insurance renewal came in at $875 this year, $2 dearer than last year. However the value dropped from $42k to $39k for a 2000 Monterey, which is about correct.

The bonus was that because my vehicle came off lease, and I decided to keep it, I then got a $125 refund for the reduction in premium as a result of their being no finance on the vehicle. So the premium is actually $750. I'm insured with NRMA and happy with them, so far.

I think you'd be hard-pressed to find a genuine 4WD insurer these days.

AnswerID: 41028

Reply By: paul - Wednesday, Dec 24, 2003 at 11:19

Wednesday, Dec 24, 2003 at 11:19

i have an RV prado 2000 and even when i bought it new the comprehensive was $472 and yes they cover me off road if on a gazetted road (which covers a lot of offroad places in Qld) and they don't care what gadgets i put on but they attribute points to a maximum level or something so when i put on bigger wheels and a suspension upgrade and lift they said they didn't care what i did just where the points were at and apparently i have quite a few left.

AnswerID: 41029

Reply By: Truckster (Vic) - Wednesday, Dec 24, 2003 at 12:43

Wednesday, Dec 24, 2003 at 12:43

www.tics.com.au

Just got off phone with them.

$658.22 covers me for agreed value on car of $25,000 and total of $27,000

AnswerID: 41035

Follow Up By: Truckster (Vic) - Wednesday, Dec 24, 2003 at 12:47

Wednesday, Dec 24, 2003 at 12:47

They have another through "UNIQUE" car insurance is the company, that was $750 for same. BUT... you MUST have a black wired car alarm fitted... Talking to alarm fitter today, they are a bleep fight, if something goes wrong, and you are in middle of nowhere, there is STUFF all chance of fixing the issue!

http://www.uniquecar.com.au/

FollowupID: 303596

Follow Up By: cokeaddict - Wednesday, Dec 24, 2003 at 13:21

Wednesday, Dec 24, 2003 at 13:21

Hi truckster,
I checked the www.tics.com.au site and it comes up as a NetRegistry site for Domain names.
Can you check make sure you typed it correctly please, price sounds great to me. Thanks MateI love it when you talk DIRTY !

FollowupID: 303598

Follow Up By: Truckster (Vic) - Wednesday, Dec 24, 2003 at 13:22

Wednesday, Dec 24, 2003 at 13:22

www.tcis.com.au

oops.

FollowupID: 303599

Follow Up By: Truckster (Vic) - Wednesday, Dec 24, 2003 at 13:24

Wednesday, Dec 24, 2003 at 13:24

what were u quoted from
N o
R eal
M echanic
A vailable?

FollowupID: 303600

Follow Up By: cokeaddict - Wednesday, Dec 24, 2003 at 13:47

Wednesday, Dec 24, 2003 at 13:47

went up to just under 1300..cant believe it

and your forgiven for the "oops" :-)I love it when you talk DIRTY !

FollowupID: 303602

Follow Up By: Truckster (Vic) - Wednesday, Dec 24, 2003 at 14:43

Wednesday, Dec 24, 2003 at 14:43

Got my renewal from TCIS, using Allianz, currently renewal says $27,751 MARKET value, and $658 to insure. Bitbleepoff, it runs out 2/1/03, not much notice this time of year is it....?

So searching the archives, I got a few #'s.

Just called JUST CAR INSURANCE.

Offroad Excess of $1800! + the Normal Excess of $900, so if you crash you have to pay $2700 before you get repairs? What crack they smoking? Thats with Rating 1, and the quote was nothing special. Their "Agreed" value was pathetic. Also their AGREED value was $14,000!

Other option from TCIS was UNIQUE car Insurance. Agreed Value $25,000 and $718.98.... You also need a FULL BLACK wired car alarm or immobilizer. The alarm is $600+ and chances of getting fitted in time are 0.

Called the Aust 4wd insurance, but got answering machine. So Emailed that sdavidson@dgaininsurance.com.au I got her mail from another thread, now waiting. Tried their online application form, but not enough room for accessories and mods I have, so wait and see...

FollowupID: 303604

Reply By: macca - Wednesday, Dec 24, 2003 at 15:43

Wednesday, Dec 24, 2003 at 15:43

I've mine insured with Elders and got a great deal early in the year when I changed from the cruiser to the "Mr Bitchy" so might be worth a ring, though I think I read somewhere were they are pulling out of 4bs..just a thought and you just never know

AnswerID: 41051

Reply By: colin - Wednesday, Dec 24, 2003 at 17:02

Wednesday, Dec 24, 2003 at 17:02

Hi check out AAMI, they insured my GQ with mods other companys wouldnt touch and they insure off road as long as your leagally allowed there ie permits in state forest, and they will cover you at land cruiser park as long as your not in a compition. My vehicle is a 92 patrol 4.2 diesal with a 2 inch lift and a supercharger and done 260,000ks and cost me $454 with hire car and an agreed value of $23,000 plus all accesories. Col

AnswerID: 41055

Reply By: Steve - Thursday, Dec 25, 2003 at 08:59

Thursday, Dec 25, 2003 at 08:59

Hi Angelo,
have a look at these links.
http://www.budgetdirect.com.au/
http://www.cashback.net.au/index.html?LinkId=01268&

maybe worth a look,
merry christmas to all
steve

AnswerID: 41080

Follow Up By: cokeaddict - Thursday, Dec 25, 2003 at 09:38

Thursday, Dec 25, 2003 at 09:38

Hi Steve,
I thank you very much for that. Was cheaper than the rest.

Take care my friend, and if i cna ever help you in any way, please dont hesitate to ask ok.

MERRY XMAS to you and your family
Regards AngeloI love it when you talk DIRTY !

FollowupID: 303638

Follow Up By: Truckster (Vic) - Friday, Dec 26, 2003 at 20:44

Friday, Dec 26, 2003 at 20:44

Remember theres cheap insurance, and CHEAP insurance.. You want them to be around, and payup when you need it.. Stick with main stream ones, may cost $50more, but the point of insurance is to get paid if you need it.

FollowupID: 303692

Reply By: Steve - Saturday, Dec 27, 2003 at 08:36

Saturday, Dec 27, 2003 at 08:36

what like HIH for instance.

AnswerID: 41149

Reply By: Member - Nigel (QLD) - Saturday, Dec 27, 2003 at 12:10

Saturday, Dec 27, 2003 at 12:10

I changed changed to RACQ Insurance when mine was last due

95 GQ Patrol - 275,000 km - lots of accessories and several mods - agreed value $26500 - for only $350/year.

Covered anywhere in australia that is public access or if I have permission to be there...

AnswerID: 41154

Follow Up By: ianmc - Tuesday, Dec 30, 2003 at 01:07

Tuesday, Dec 30, 2003 at 01:07

Those numbers are more like it Nigel.
Mine is not a tinsel toy, but a 1991 Mits Triton TD ute used privately and insured with GIO> Actually went up a bit this year to about $280 with rating one etc .

FollowupID: 303815