Insurance
Submitted: Monday, Jun 25, 2012 at 17:14
ThreadID:
96486
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2572
Replies:
2
FollowUps:
8
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Member - " H " (VIC)
Hi,All.
We have come to the time of year to take out our annual insurance again on our caravan and decided to
check around for costing with the Big three, Being RACV, Vic. APAI, Australian Pensioners Insurance. and CIL insurance ,.
Just wanting to know if any one has had a claim or problems with any of the above, or which you would suggest . Thank you in advance.
Regards and safe travel in this wonderful country of ours.
Reply By: Iain M - Monday, Jun 25, 2012 at 17:47
Monday, Jun 25, 2012 at 17:47
Have you had a yarn to TCIS brokers in SA.
They look after 4WD club insurance policies and offer a policy / broking service for 4WD owners.
They cover mods and camping gear.
Be interesting to hear your experience with them compared to the companies above.
Good hunting....
AnswerID:
489390
Reply By: Member - a convict - Monday, Jun 25, 2012 at 19:12
Monday, Jun 25, 2012 at 19:12
Hi " H "
I'm no expert, and have no connection, but I reckon u may find one of the best deals around if you join the CMCA. They have their own broker and do hundreds of caravans and wagons 4x4 etc of all types, only condition is it must have a bed.
Quotes are only available to members. First ime up, AU$60.50, i.e. AU$16.50 joining fee + AU$44.00 annual subscription.
If you accept the quote u will need fill in the form and send in
six pics of wagon/van. Usually get limited $5000 contents deal
with the package.
Drop them an email, just like Ex-Oz folk, terrific mob. U will
be very pleasantly surprised.
.. cheers
fyi, "
http://www.cmca.net.au/"
AnswerID:
489395
Follow Up By: Barry 2 - Monday, Jun 25, 2012 at 19:48
Monday, Jun 25, 2012 at 19:48
Hi Convict, I thought you could only be a member if you owned a camper Van or Mobile
Home being motorised and self contained ??
They don't mention caravans on the web page.
Cheers
Barry
FollowupID:
764549
Follow Up By: Member - a convict - Monday, Jun 25, 2012 at 20:10
Monday, Jun 25, 2012 at 20:10
Hi Barry 2
..tell truth I had not looked at web site again carefully except to
check current '
membership' price.
U may
well be right. I have a 4x4 with a bed in it and got a good deal
IMHO.
Drop them a line, they are a good mob.
..cheers.
FollowupID:
764553
Follow Up By: Member - SNOLLYGHOSSTER - Monday, Jun 25, 2012 at 22:51
Monday, Jun 25, 2012 at 22:51
Hi Convict.
Ken Tame & Associates (through CMCA) insured my caravan but I also have an ex hire Kea ""Conqueror" V8 Troopy campervan which I bought and insured before I bought the caravan. They asked for photos, web address etc about the caravan and there was no issue with insuring it for me. Give them a try on 03 9853 5555.
FollowupID:
764580
Follow Up By: Member - " H " (VIC) - Tuesday, Jun 26, 2012 at 08:26
Tuesday, Jun 26, 2012 at 08:26
Thank you all,for your comments they are all appreciated but the fine print and what they cover varies from Company to Company so it is now with a bit of reading to decide which one to choose.
Thanks again, regards " H " Vic.
FollowupID:
764597
Follow Up By: Mad Habits - Tuesday, Jun 26, 2012 at 12:35
Tuesday, Jun 26, 2012 at 12:35
They had no problem insuring my 2011 Navara STX 550 with a new 5th wheeler. I took an additional $6k contents insurance total cover over $150k Insurance cost just $1400pa for the lot (Car, van & $11k contents).
Most people I have spoken to about CMCA have been quoted (by Ken Tame) as low as half the cost of other insurers and I have had others tell me how great they are if tragedy happens and you have to put in a claim.
Cheers Nigel
FollowupID:
764622
Follow Up By: Member - Andrew W14 - Tuesday, Jun 26, 2012 at 20:51
Tuesday, Jun 26, 2012 at 20:51
Don't really have a good experience of Ken Tame - his prices seem to be competitive for those meeting the CMCA criteria - ie motorhomes and 5th wheelers, but way above others for caravans.
Not that i could even get a quote without joining CMCA - seems to be preferentail treatment which is OK if thats what you have but certainly not for all.
Does make you wonder if some form of conclusion with the 'exclusive' CMCA is normal practice?
FollowupID:
764660
Follow Up By: Member - Andrew W14 - Tuesday, Jun 26, 2012 at 20:53
Tuesday, Jun 26, 2012 at 20:53
oops - that should say 'collusion' not conclusion!
FollowupID:
764661
Follow Up By: Member Boroma 604 - Wednesday, Jun 27, 2012 at 08:55
Wednesday, Jun 27, 2012 at 08:55
Gooday,
Think you will find Allianz is now major shareholder in Ken Tame, however we joined early this year and had our caravan covered about half of others. They will insure caravans as long as you become a Member and agree to Insure your Tow Vehicle AS
WELL when it comes due. Not a problem for us as we have already had our tow vehicle with Allianz for several years. Regrettably had one small claim a few years ago and they were very good to deal with. Think it is worth the trouble to join and supply photos etc. Only thing is unless you get a NEW Valuation they will only insure for the same value as you had with your last insurer, you cannot increase the value you wish to cover for without new valuation.
Cheers,
Boroma 604.
FollowupID:
764688