Camper Trailer Insurance

Submitted: Saturday, Jun 13, 2015 at 08:15
ThreadID: 119164 Views:2869 Replies:10 FollowUps:5
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Hi all,
We are heading north on Tuesday with the camper trailer. We have to get it insured before we go. Any good recommendations?
Amanda
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Reply By: Hewy54 - Saturday, Jun 13, 2015 at 08:31

Saturday, Jun 13, 2015 at 08:31
Have used RAA for many years. Best price and great service. (never had to make a claim though)
AnswerID: 555884

Reply By: Sand Man (SA) - Saturday, Jun 13, 2015 at 08:46

Saturday, Jun 13, 2015 at 08:46
Have been a member of the RAA since I was 16. (That was a "few" years ago.)
Having both our vehicle and House Insurance with the RAA, I naturally asked for a quote on my camper van insurance, after purchasing the van last November.
The quote was significantly cheaper and provided as much, or superior cover than other offerings.
The best thing of all is that as all my insurance is with the one Company, any claims process I may need to make is so much simpler. Coupled with the Premium Road Service level I have on my membership, I consider that I am as well covered as possible from any breakdown or accident I may encounter.
The RAA has a superior reputation when it comes to claims and also with the Crash Repair Industry that need to deal with them on a regular basis.

Bill


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AnswerID: 555886

Reply By: Bigfish - Saturday, Jun 13, 2015 at 09:23

Saturday, Jun 13, 2015 at 09:23
Whatever you do ring around and get quotes. The days of loyalty are long gone. I use to have all mine with one mob till the premiums got dearer and dearer. When I questioned them the girl actually admitted that they do the cheap quotes to get people in. I have several insurance companies I use and I actually now save over $1000.00 a year through shopping around. Still have the same cover and extras I wanted. The insurance companies also rely on their regular customers to receive their renewal notice in the mail and blindly pay it without question. Question what it is you want and ensure you are covered. Make a list of questions before you ring. Try to get a company that has an office in town or near. Any issues its better talking to a person than a faceless internet company..

cheers
AnswerID: 555888

Reply By: Member - Bigred13 - Saturday, Jun 13, 2015 at 09:34

Saturday, Jun 13, 2015 at 09:34
Hi bird nerd ,yes ditto agree with RAA , have all our insurance with them , I regularly check others online and using same cover amounts ,they are always not only cheaper but the service is great .I recently rang to see how much extra to insure large portable Solar Panels we use (2x200w) with our camper and caravan ,and they said no extra just added it to the policy wording .
Bigred
AnswerID: 555890

Follow Up By: Bigfish - Saturday, Jun 13, 2015 at 10:04

Saturday, Jun 13, 2015 at 10:04
Even though you have all your insurance with them..you still rang around.
That is smart. As I said many companies rely on people assuming that their insurance company will give them the best deal.
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FollowupID: 841988

Reply By: Sigmund - Saturday, Jun 13, 2015 at 10:48

Saturday, Jun 13, 2015 at 10:48
It's certainly worth getting quotes. I recently did that for a new motorbike and the cheapest was one third of the dearest of 4 with better T&Cs. I'd been with the cheapest crowd before, had made a claim and they were fine to deal with.

You do have to take care with the T&Cs so you know you're comparing like with like. Some points of potential difference:

* Contents covered as well, if so behind canvas or only if locked up?
* CT covered outback, and off gazetted roads (creekbeds, beaches)?
* Greater excess or cover at all for canvas damage?
* Locks covered?
* Use of a hire unit if the CT is grounded?
AnswerID: 555896

Reply By: GarryR - Saturday, Jun 13, 2015 at 11:30

Saturday, Jun 13, 2015 at 11:30
Hi birdnerd. I have just been chasing insurance for my camper trailer here in Vic. After ringing around, I found that CIL was just slightly dearer than APIA for the same agreed value, and covered for anywhere in Australia .Make sure who you go with will cover you any where in Aust. Yes I am over 55yrs and they do insure caravans and off road camper trailers. I hope this may help you out
location - Warragul -Victoria
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AnswerID: 555898

Reply By: Mick O - Saturday, Jun 13, 2015 at 11:37

Saturday, Jun 13, 2015 at 11:37
I've got all of my extras including the camper and camping equipment insured through Arthur J Gallagher (They were originally TCIS the 4x4 insurance experts who were absorbed by Oamps who were in turn swallowed up by AJG). I've found them to be very competitively priced compared to many other mobs including our automobile association.

Cheers Mick
''We knew from the experience of well-known travelers that the
trip would doubtless be attended with much hardship.''
Richard Maurice - 1903

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AnswerID: 555900

Reply By: Tim F3 - Saturday, Jun 13, 2015 at 13:11

Saturday, Jun 13, 2015 at 13:11
I have a camper insured with APIA,never again,suggest you research actual customer experiences before you sign up for an insite to real world experiences with whoever you choose.
AnswerID: 555901

Follow Up By: Gronk - Saturday, Jun 13, 2015 at 20:50

Saturday, Jun 13, 2015 at 20:50
I have most of my stuff insured with Apia....please explain or provide links as to your disappointment with them !!
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FollowupID: 842014

Follow Up By: Tim F3 - Saturday, Jun 13, 2015 at 23:30

Saturday, Jun 13, 2015 at 23:30
Gronk, enter ... APIA reviews....into google then select..product review.com.au and make your own opinion..
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FollowupID: 842019

Reply By: TomH - Saturday, Jun 13, 2015 at 14:38

Saturday, Jun 13, 2015 at 14:38
Am surprised you didnt have it insured the day you bought it. What if it had got stolen or run into on delivery home.

We used a broker for our van and was more comprehensive than usual companies.

Ken Tame does van insurance and has a good name.
AnswerID: 555904

Follow Up By: Sand Man (SA) - Saturday, Jun 13, 2015 at 14:56

Saturday, Jun 13, 2015 at 14:56
Yes, I agree Tom.

I guess that is another reason why the RAA in SA was a good choice.
When you have other insurance with them, you not only get a discount for additional policies, but they will cover you on the spot with just a simple phone call about the purchase you have just made. The cover will provide (from memory) 14 days cover before you need to pay for the additional policy.
Bill


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Reply By: Edmund Dutt - Monday, Jun 15, 2015 at 15:59

Monday, Jun 15, 2015 at 15:59
Can anyone assist with the insurer's full name of RAA
AnswerID: 555996

Follow Up By: TomH - Monday, Jun 15, 2015 at 18:45

Monday, Jun 15, 2015 at 18:45
A quick Google would have revealed this. However Ill do it for you

http://www.raa.com.au/about-us/raa-insurance
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