TCIS the problems begin
Submitted: Tuesday, Mar 25, 2003 at 20:48
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Truckster
From the patrol list
Hi Group
Just got the renewal for the 2002 GU Ute from TCIS. What a shock! Rating one and the price has gone from $1020 to $1565.
CGU will no longer cover 4WD's unless they have manufacturers
suspension ie Nissan Toyota fitted.
They would not cover it even though the
suspension has only been upgraded to take the weight of the bullbar and winch and the camper on the back. Inspecting it was not an option, they just said take the
suspension back to normal or no cover.
Spoke TCIS and they are having trouble getting insurance companies to cover 4WD which do not have stock standard
suspension
Ray
Reply By: chrisfrd - Tuesday, Mar 25, 2003 at 21:58
Tuesday, Mar 25, 2003 at 21:58
Shock-horror!
I just forked out about $900 for my GUII 3.0TDI Patrol with a 3 inch lift. They didn't have a problem with it! I put it on the quote, so it's not as if they weren't being told about it.
What are companies like ARB and TJM going to think about insurance companies doing such things???? As usual, money talks and bull bleep walks the marathon. If you are with TCIS, you would need to be with a club, so go and talk with them.. If they persisted with this bleep , then our club would probably drop them like a hot-
rock. (Some 200 cars insured with them too!)
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Follow Up By: Kev. - Tuesday, Mar 25, 2003 at 22:04
Tuesday, Mar 25, 2003 at 22:04
They wont have a problem taking your money , but may find exuses to pay up if needed.
What , a insurance company wouldnt do that...........Would they ?
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Follow Up By: chrisfrd - Wednesday, Mar 26, 2003 at 10:33
Wednesday, Mar 26, 2003 at 10:33
Just talking to them about it now. Perhaps we should all E-mail Daniel@tcis.com.au to enquire????
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Follow Up By: chrisfrd - Wednesday, Mar 26, 2003 at 10:33
Wednesday, Mar 26, 2003 at 10:33
Just talking to them about it now. Perhaps we should all E-mail Daniel@tcis.com.au to enquire????
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Follow Up By: Truckster - Wednesday, Mar 26, 2003 at 11:40
Wednesday, Mar 26, 2003 at 11:40
We could melt down their mail server :D
Good idea.
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Follow Up By: chrisfrd - Friday, Mar 28, 2003 at 14:40
Friday, Mar 28, 2003 at 14:40
That's Devious Truckster!!!!
Sorta like driving a new Rodeo.......
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Reply By: Truckster - Wednesday, Mar 26, 2003 at 11:37
Wednesday, Mar 26, 2003 at 11:37
This is the response from th Vic 4wd Association insurance man. I forwared Rays post to them to see if they actually are doing anything.
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Hi Bruce
Re your insurance renewal. As of end March CGU will no longer be our underwriter and a panel of insurers will be quoting on our cover as renewals arrive unfortunately yours has come a little early.
I will pass your comments on to Ken Bradey of TCIS and see what can be done
Peter T
State Insurance officer.
AMV Automotive
19-20 Elliot Place
Ringwood Vic 3134
Australia
Website:
http://www.amv.com.au
Ph: (61) 3 9870 9904
Fax: (61) 3 9879 6451
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Reply By: colin - Thursday, Mar 27, 2003 at 11:39
Thursday, Mar 27, 2003 at 11:39
I am insured with aami my vehicle has a 2 inch lift and a super charger my premium for
brisbane is $458 dollars. I can go on any road that i am leagally allowed to go including 4wd parks as long as i dont compete or race, have to have relevant
permits for the tracks i use, also covered when on the beach. The premium does change for the area where the vehicle is stored ie high risk areas, same as house insurance. The age and the amount of drivers nominated to drive also comes into the equation. Tried TCIS they wanted $800- $900, Suncorp wouldnt touch me as i went over their point system with the two modifcations. Col
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Follow Up By: Truckster - Friday, Mar 28, 2003 at 00:03
Friday, Mar 28, 2003 at 00:03
AAMI.
Ive only heard nastys about them.... Thats what puts me off them.
Its fine to be insured with ANY insurance company, but getting the $$ out of them is the trick....
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Follow Up By: colin - Friday, Mar 28, 2003 at 11:17
Friday, Mar 28, 2003 at 11:17
itruckster i know what you mean but when you get down to the nitty gritty of these nasty stories there is more to them than what one gets told. Col
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Follow Up By: Truckster - Friday, Mar 28, 2003 at 11:35
Friday, Mar 28, 2003 at 11:35
yea true..
like the old training thing where you have 10 people, tell one person a 1 minute message, then get them to tell it to the next person in the next room, then down the line each person tells the next... Amazing what you get when it gets to the final person! Used to do it in the RFS for training.
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Follow Up By: colin - Friday, Mar 28, 2003 at 11:55
Friday, Mar 28, 2003 at 11:55
so true LOL.Col
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Reply By: Member - Melissa - Friday, Mar 28, 2003 at 19:24
Friday, Mar 28, 2003 at 19:24
Just got renewal notice for our GU with SGIO. $358 for full year, agreed value $36K, $100 excess. Standard
suspension, only
accessories bullbar, towbar, roof rack,
cargo barrier. Had only a single claim last year (my fault) but since we're on the top rating we are allowed one claim a year without it affecting no claim bonus or top rating level.
BTW, couldn't be happier with the way the claim was handled...one phone call, claim lodged over the phone, instructed where to take car for inspection. Did this same day. 24 hours later SGIO called back and said claim approved, book it in whenever we're ready. No hassles, no paperwork!
:o) MelissaPetrol 4.5L GU Patrol &
Camprite TL8 offroad camper
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