4WD Insurance - Thanks where thanks are due

Submitted: Friday, Jun 06, 2003 at 19:00
ThreadID: 5318 Views:1372 Replies:6 FollowUps:14
This Thread has been Archived
Hi all,

It is only fair that I tell you about the insurance quote I received
via e-mail from TCIS this evening.

Ken Bradley had gone out and sought better quotes for me and
returned a quote for $773.82 for $50,000 agreed value.
This includes both a free windscreen option and no-claim bonus
protection.

This shows that TCIS are able to stay competitive and provide value
to the 4WD Association and its members.

Thanks to Ken for a swift action

Regards

Ari
2001 Patrol 3.0TDI
Back Expand Un-Read 0 Moderator

Reply By: GaryInOz (Vic) - Friday, Jun 06, 2003 at 19:31

Friday, Jun 06, 2003 at 19:31
With all respect to Mr. Ken Bradley, I would certainly hope that TCIS now start "brokering" deals for us rather than "rubber stamping" them. Maybe now he might reconsider my $1160 quote for 2002 Kia Sportage (+ 2.5" spring lift + 1.6" body lift and 31-32" tyres, all yet to be fitted), a $25000 vehicle.
AnswerID: 21998

Follow Up By: Member - Ari - Friday, Jun 06, 2003 at 19:43

Friday, Jun 06, 2003 at 19:43
Gary,

I agree.
I think they are realising that in order to stay in the game, they have to work hard to bring value to the Association.

Regards

Ari2001 Patrol 3.0TDI
0
FollowupID: 14440

Follow Up By: GaryInOz (Vic) - Friday, Jun 06, 2003 at 19:55

Friday, Jun 06, 2003 at 19:55
I'll follow it up next week. Their quote was $20 more than RACV, and about $280 more than AAMI, with most of the other quotes I got lying broadly between those two.
0
FollowupID: 14441

Follow Up By: Truckster (Vic) - Friday, Jun 06, 2003 at 21:54

Friday, Jun 06, 2003 at 21:54
Our insurance man at club meeting the other night (Wed), said as of Tuesday he had been given assurance that 'things would be changing'..

Maybe it is time to believe it? Should I hold my breath? Or beat myself till it hurts.

So Ari, did you go with it anyway?
0
FollowupID: 14448

Follow Up By: Member - Ari - Saturday, Jun 07, 2003 at 05:08

Saturday, Jun 07, 2003 at 05:08
Yeah,

I expect I will take their offer.
Things are changing, that's for sure!2001 Patrol 3.0TDI
0
FollowupID: 14458

Follow Up By: Member - Bonz (Vic) - Saturday, Jun 07, 2003 at 12:43

Saturday, Jun 07, 2003 at 12:43
Start with the beating Truckster...you should start out in the manner in which oiu end up.... and invariably insurance companies hand out a beating to fourby owners

MMDVSo many places to go!
So much work to do :0(
0
FollowupID: 14469

Reply By: ernie - Friday, Jun 06, 2003 at 22:29

Friday, Jun 06, 2003 at 22:29
Too bad TCIS didn't try harder when I got my renewal about a month ago.The
insurance they offered me didn't impress me one bit.The premium went up about
$250 the excess $200 and they introduced a $500 offroad excess.The market
value of the car dropped around $5000 and the excessories fell by about half from the previous year.When I queried this they didnt have anything to offer.I ended up going back to AAMI who insured the car for $4000 more with an agreement to
negotiate on the accessories if the car was totalled. [touch wood] And for this my
premium is nearly $300 cheaper my excess is $150 cheaper and there is NO offroad excess.There is also a hire car available for two weeks at about $10 a day.They got my money for the next 12 months .
AnswerID: 22006

Follow Up By: brett - Saturday, Jun 07, 2003 at 09:10

Saturday, Jun 07, 2003 at 09:10
AAMI may appear cheaper but if you have a claim you have no say who your repairer is. They take the vehicle and get quotes on it and then go with the cheapest quote, you have no say in who repairs your vehicle. This may work well for some people but I like to use a panel beater I know and can trust, I left AAMI and went to NRMA for this reason.
0
FollowupID: 14461

Follow Up By: Member - Bill- Saturday, Jun 07, 2003 at 11:01

Saturday, Jun 07, 2003 at 11:01
I had a claim with AAMI last year for a fender bender, I could have just dropped off the car to them and picked it up fixed (good service). The other option was to get two quotes, one from their choice and one from mine. Mine came in just under theirs (surprise surprise, I got the other first) so they were happy for me to go with mine. They paid him quick, no issue.Regds

Bill
0
FollowupID: 14464

Follow Up By: ernie - Saturday, Jun 07, 2003 at 22:31

Saturday, Jun 07, 2003 at 22:31
I suppose you can look at what AAMI do about getting your car repaired
in 2 ways.First some people would prefer to do all the running around
themselves and then getting back to AAMI or secondly you could look at it
at them doing all the running around for you.After all they claim in there
policy "We provide a Lifetime Repair Guarantee".I assume that is for as long as you keep the car.
0
FollowupID: 14487

Follow Up By: Member - Rohan K - Friday, Jun 13, 2003 at 12:52

Friday, Jun 13, 2003 at 12:52
Ernie, the life-time repair warrantly goes with the car - sell the car and the new owner enjoys the warranty on that repair. I've had this confirmed.Talk is cheap ...
Rohan (Sydney)
0
FollowupID: 14743

Follow Up By: Member - Rohan K - Friday, Jun 13, 2003 at 12:53

Friday, Jun 13, 2003 at 12:53
Ernie, the life-time repair warranty goes with the car - sell the car and the new owner enjoys the warranty on that repair. I've had this confirmed.Talk is cheap ...
Rohan (Sydney)
0
FollowupID: 14744

Reply By: Time - Saturday, Jun 07, 2003 at 11:51

Saturday, Jun 07, 2003 at 11:51
Ny experience has been that NRMA wouldn't cover me with my accessories (suspension and big tyres) but AAMI would. After ringing around various companies AAMI worked out best for me. I have had one claim (tree branch buried into a door in the bush), no problems at all, but as stated above had to use their choice of panel beater, the job was done OK, and being an old phart I still kept my no claim bonus. AAMI have indicated that their is no problem covering the vehicle in the bush, so long as I'm not in a competition event, I guess it pays to shop around and find out exactly who will do what for your particular vehicle.

Cheers

Buggerlux
AnswerID: 22028

Follow Up By: GaryInOz (Vic) - Saturday, Jun 07, 2003 at 16:34

Saturday, Jun 07, 2003 at 16:34
...or in anyway associated with a club, or on any sort of organized outing.
0
FollowupID: 14480

Follow Up By: Member - Rohan K - Friday, Jun 13, 2003 at 12:59

Friday, Jun 13, 2003 at 12:59
Garry, I've been given conflicting advice from AAMI, in writing. Once I have clarified a few points, I'll post the responses but, so far, club outings are OK (just not competition/contest) as are un-gazetted tracks (unlike with some other insurers).Talk is cheap ...
Rohan (Sydney)
0
FollowupID: 14745

Reply By: Truckster (Vic) - Saturday, Jun 07, 2003 at 13:44

Saturday, Jun 07, 2003 at 13:44
Insurance I think is a personal thing, I dont trust any of them. There was a good thread by GaryinOz the other day just trying to get straight answers out of them, and would have been smoother being raped by the Harlem Globe trotters with no KY.

Theres one thing in having cheap premiums, we all like to save a $,

BUT

Then theres the other side of the coin, GETTING MONEY OUT OF THEM WHEN YOU NEED IT...

Heard bad things on some forums about AAMI... As I say, its a personal thing.

Shame that everyone has to personally mail the Director of TCIS to get a decent price aint it? Why cant they do that in the first place?? Just to see who is dumb enough to pay and not look?
AnswerID: 22031

Follow Up By: barnsy - Saturday, Jun 07, 2003 at 15:10

Saturday, Jun 07, 2003 at 15:10
My 2 cents worth

My wife wrote my 1997 SR5 Hilux off this year after only owning it for 5 months, we had a cheque 6 days after it happened. (Agreed Value)

It happened in a built up area though I wonder what would have happened if it had been out in the Bush though.

I was insured with them because TCIS gave me the run around and have oinsured with AAMI again for the same reason.

I now have a 99 Hilux and hope it stays on all four wheels
0
FollowupID: 14478

Follow Up By: Member - Rohan K - Friday, Jun 13, 2003 at 13:03

Friday, Jun 13, 2003 at 13:03
In the past (seems so long ago now) we've had 2 claims on AAMI and had both dealt with quickly and without argument. Still have life-time no-claim bonus.Talk is cheap ...
Rohan (Sydney)
0
FollowupID: 14746

Reply By: stillthinkinaboutit - Wednesday, Jun 11, 2003 at 11:02

Wednesday, Jun 11, 2003 at 11:02
Hi Ari,

That's great news, glad you got a better deal.
I have now sent an email to Ken and requested a review of my quotation.
Don't know what will come of it, but it sure can't hurt to ask.
Who knows, I may get a surprise too !

And on another matter Ari, I hear you may have a couple of Hettich draw slides that you might like to sell, if so drop me an email - markmc@vema.com.au

Regards,
Mark

AnswerID: 22289

Reply By: Ken Bradey - Friday, Jun 13, 2003 at 10:13

Friday, Jun 13, 2003 at 10:13
I have only recently been familiarised with this site and read the various comments on insurance with interest.

Obviously some participants have very negative vibes about insurance, can't do anything about that.

For the others, insurance is a negotiation process. We are happy to discuss requirements with anyone, most we can accomdate, some we can't.

TCIS did have a deal with one insurer, low premiums, very braod cover - it was withdrawn due to loss ratios exceeding 100%. We are now working with others to provide replacemnt but can only qoute on info we have to hand.

Please ring us on 1800 633 745 if you wish to discuss your renewal, any cliams situations or seek new quotes.

Regards

Ken Bradey
AnswerID: 22399

Sponsored Links

Popular Products (13)