Automobile clubs

Submitted: Sunday, Mar 30, 2008 at 14:54
ThreadID: 56076 Views:2034 Replies:6 FollowUps:16
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Are your state auto clubs an financial/practical alternative emergency self help?....any practical experiences?....silveback
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Reply By: Andrew from Vivid Adventures - Sunday, Mar 30, 2008 at 15:07

Sunday, Mar 30, 2008 at 15:07
depends on where you are going, and what constitutes an emergency for you.
AnswerID: 295593

Follow Up By: Member - David P (VIC) - Sunday, Mar 30, 2008 at 15:21

Sunday, Mar 30, 2008 at 15:21
Hi Andrew, anything mechanical including fluids that strands you in the outback.....silverback
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FollowupID: 561617

Follow Up By: Andrew from Vivid Adventures - Sunday, Mar 30, 2008 at 15:34

Sunday, Mar 30, 2008 at 15:34
"in the outback" can mean very different things to different people.

In a non-serviced area and you will not get help - you might get some reimbursement of your recovery costs. You won't get help if you're bogged on a 4WD track, the beach or on private land.

If loaded you weigh more than 4 tonnes... you will get limited hellp...

There's a few of the limitations - but you need to thnk about where you are going... exactly how far from that RAA or RACQ or whatever depot are you going to be? What help will you need? Do you want an insurance policy or real help? What if you can't call them?

Read the terms and conditions on your favourite auto club's site...

But if you're going to be really remote you need strategies for most eventualities and certainly spare fluids.

Cheers for now
Andrew who has Premium membership but not for real outback emergencies.
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FollowupID: 561619

Follow Up By: Member - Phil G (SA) - Sunday, Mar 30, 2008 at 21:08

Sunday, Mar 30, 2008 at 21:08
You are supposed to be self-sufficient in the outback. That includes spare fluids, belts, hoses etc etc

The motoring organisations offer almost no help when you are outside serviced areas, irrespective of the level of cover you have. On the CSR and Simpson Desert for example, you can get retrieved at great cost. VKS737 (HF radio) is the best help you can get when stuck out bush - keeps you in touch with someone who has a fair idea of how to solve your problem.

I have the cheapest RAA cover - couldn't find anything worthwhile to me on their premium cover, but my daughters have RAA plus.
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Follow Up By: Member - David P (VIC) - Sunday, Mar 30, 2008 at 21:58

Sunday, Mar 30, 2008 at 21:58
Thanks Phil,
that's basically my opinion, but others seem to have quite a range of opinions....still I don't think any of us would not go out there without sensible precautions...of course these days you increasingly rely on computer techs...silverback
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Reply By: Nomadic Navara - Sunday, Mar 30, 2008 at 15:39

Sunday, Mar 30, 2008 at 15:39
Certainly worthwhile in the case of NRMA premium care. Last year I had a cardan joint break (100km tow & 4day car hire) and oil pump problems (400km tow for both caravan & tug and 4 days car hire.) I could also have had accommodation but as I had the van at all time I did not claim it. It only cost me a few phone calls.

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AnswerID: 295595

Follow Up By: Max - Sydney - Sunday, Mar 30, 2008 at 16:25

Sunday, Mar 30, 2008 at 16:25
I have found NRMA Premium Care invaluable over the years - from getting my wife home from Perth to Sydney after a long spell in hospital (and they paid for our daughter to go over to escort her home too) to dealing with a flat battery.

I am always prepared for the conditions with appropriate tools, spares and fluids; and I will always have the car & van in top condition before setting out. But NRMA service has proved a good back up and every time we look at the costs and our experiences we pay up for another 5 years membership.


Max
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Reply By: obee - Sunday, Mar 30, 2008 at 16:26

Sunday, Mar 30, 2008 at 16:26
I have not had a membership for twenty five years or more. Thats a lot of money I have saved to pay for the next tow job. It's all about working the odds. Thats what the insurers do.They bet that you wont need them and you bet you will.

Mind you when RACWA belonged to the members it was cheap.

Same with the ambulance. I figure I might only need one once or twice in a lifetime and I am well ahead of that game too.

Which reminds me of the shopkeeper who called ambuance for a stricken homeless soul outside his shop and the ambulance billed the shopkeeper.

Owen
AnswerID: 295603

Follow Up By: Member - Borgy.. (SA) - Sunday, Mar 30, 2008 at 17:42

Sunday, Mar 30, 2008 at 17:42
G'day Obee

"Same with the ambulance. I figure I might only need one once or twice in a lifetime and I am well ahead of that game too"

Glad i didnt have your way of thinking when i needed an ambulance late last year.....would hate to have had to foot the bill for my RFDS flight from Robe to Adelaide......$70 a year for the missus and i is cheap insurance as far as im concerned

Cheers.......Dave
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Follow Up By: obee - Sunday, Mar 30, 2008 at 17:56

Sunday, Mar 30, 2008 at 17:56
I understood the ambulance insurance to be a whole lot more than 35 each. At that rate the odds change considerably. I will check it out and get some for the next trip.

I always get travel insurance o/seas travel and its good value considering how easy it is to break the bank or curl up and die.

thanks

owen
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FollowupID: 561640

Follow Up By: Andrew from Vivid Adventures - Sunday, Mar 30, 2008 at 18:02

Sunday, Mar 30, 2008 at 18:02
RFDS will not bill you if you don't have insurance.
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Follow Up By: mythicl - Sunday, Mar 30, 2008 at 19:15

Sunday, Mar 30, 2008 at 19:15
Something else to consider perhaps. RAA only costs about $55 a year ($110 for premium) and this gets you cheap travel insurance so if you do travel overseas a bit it's worth being a member for this alone. Doesn't take much to save the joining fee. But I also agree that's its of limited use in the middle of no where.

Cheers
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FollowupID: 561653

Follow Up By: Willem - Sunday, Mar 30, 2008 at 19:27

Sunday, Mar 30, 2008 at 19:27
Hmmmmmmm...wonder where your figures come from

RAA worth about $110 normal and $150 Premium in 2007

Cheers
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FollowupID: 561655

Follow Up By: mythicl - Monday, Mar 31, 2008 at 21:09

Monday, Mar 31, 2008 at 21:09
Willem - I used the wrong terminology (premium rather than RAA plus).

Standard costs $67, RAA plus costs $105 and Premium is $147.

http://www.raa.net/member_form_join.asp?TerID=39

Im guessing other states are similar?

Either way when I went over to New Zealand 2 years ago the saving on travel insurance was enough to pay for a years subscription.

Although I have to say that in 12 years Ive called them out about 4 times. However one of those callouts has pretty much saved about 10 years of membership.

Cheers
Ross
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FollowupID: 561887

Reply By: Wayne's 60 - Sunday, Mar 30, 2008 at 17:53

Sunday, Mar 30, 2008 at 17:53
Hi David,
In a word ........ Yes.

On a recent trip we used our RAC WA Premium Membership.
Gearbox developed a noise ( sorta like someone grinding up $100 notes :-o) 25 KM from Esperance, rang the RAC, contractor arrived within 30 minutes, advised g/box not good, drove slowly to Esperance, went to caravan park - pre organised, picked up hire car - pre organised, went sight seeing while the possibility of repairs was investigated. The possible repair time frame didn't fit in with our travel plans so the RAC organised bus tickets for us back to return to Perth and transport for vehicle and CT. While there were many things we couldn't do, we did as much as we could, and enjoyed our time away. We didn't have to make a lot of phone calls trying to organise everything ourselves.

In a way I can see the logic?? behind Obee's thinking, any insurance is a necessary evil and it is in place "Just in case".
On the other hand, I'd be trying to work out where he lives just in case he did run into me............... would he be insured?............. or would he have $50-60k in his back pocket because he doesn't have insurance??
This is said VERY tongue in cheek!

Cheers,
Wayne.
AnswerID: 295622

Reply By: Peter 2 - Sunday, Mar 30, 2008 at 18:25

Sunday, Mar 30, 2008 at 18:25
If in remote areas it isn't much good from my experience.
Friends travelling with us had a cracked radiator out of Warburton, nursed the vehicle into Warburton, rang NRMA who advised us that they couldn't help and to ring them when we reached a larger town!!
Similar problem out in the Simpson, same reply!
On the other hand I know of people who rolled a vehicle on the Strezlecki track and the NRMA organised everything, might depend on how loud you yell maybe.
The NRMA has a $ limit on how much you can require too, a single recovery from Poeppels corner to Birdsville is greater then the limit!
I always figure if I can't get my vehicle going again no one else will either but can understand those that have no mechanical knowledge might need help if available.
AnswerID: 295635

Follow Up By: Willem - Sunday, Mar 30, 2008 at 19:45

Sunday, Mar 30, 2008 at 19:45
Peter

Now that Theo has departed from Birdsville maybe the desert recoveries won't be so painful on the pocket :-)))

Cheers
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FollowupID: 561662

Follow Up By: Member - Davoe (Yalgoo) - Sunday, Mar 30, 2008 at 21:12

Sunday, Mar 30, 2008 at 21:12
its a reeel simple forumula pete. Ypou are covered for a certain distance from the nearest RAC contracotor (within reason) if you are over that distance you can still get assistance but RAC doesnt cover all of it i found this out when suffering a massive case of wet wires at yalata after a freak thunderstorm and flooding at Fowlers bay
- that kinda encouraged me to fix it myself
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FollowupID: 561704

Follow Up By: Peter 2 - Sunday, Mar 30, 2008 at 22:41

Sunday, Mar 30, 2008 at 22:41
You could be right Willem, it might even get more expensive!!!

Davoe, wasn't bagging the NRMA/RAA etc as such, I'm a gold member too but people should not rely on them off the beaten track.
As you said outside a certain distance from a contracted servo/mechanic they can't help.
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FollowupID: 561732

Follow Up By: Member - Davoe (Yalgoo) - Monday, Mar 31, 2008 at 03:04

Monday, Mar 31, 2008 at 03:04
definitly not pete they are nor pretend to be remote area recovory assistance. Im sure the fine print covers what they do.
They are for cars on the bitmen in populated areas. if this is not what you are after read there product information and accept ther shortcomings for 4bys. Ive found them helpfull but in acceptance of their limitations
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FollowupID: 561751

Reply By: Member - Davoe (Yalgoo) - Sunday, Mar 30, 2008 at 21:07

Sunday, Mar 30, 2008 at 21:07
Yes on one trip witha previos POS i got a 106km free trip on a flatbed from east of alice

and a days (i limped back all night) accomadation in Yulara foc
also help with a vehiclke intermitantly cutting out i think near warnertown. Also a vehicle hotwired in woomera when the key barrrel fell apart
and when my vehicle was my only form of accomadation another one hotwired in kalgoorlie when i lost my keys
i could go on but hell yea. Not to mention the money i save on home and contents and car with QUALITY insurance for being a member since 1986
AnswerID: 295690

Follow Up By: Member - David P (VIC) - Sunday, Mar 30, 2008 at 21:48

Sunday, Mar 30, 2008 at 21:48
Thanks Davoe,
quite a disparity of opinions.....silverback
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