Wednesday, May 28, 2008 at 08:47
Steve21,
You can question it as much as you like, but the fact of the matter is that my insurance on my Prado with NRMA is ONLY $356.93 per year for an agreed value of $34730.
How is what you asked.
Well firstly your quote you obtained did not take into account any of my circumstances because you could not possibly know them, so your quote is irrelevant.
You have not compared apples with apples mate.
I have had a maximum no claim bonus for longer than you have had a licence, I am a Gold Member with NRMA, I own more than 1 vehicle, I have ALL of my insurance with NRMA with the exception of my caravan and I own everything outright so no finance on the vehicle and I have been driving for 42 years with no accidents, and I don't live in
Sydney.
These facts are recognised by NRMA and as a result they reward customers by giving discounts for all of these things and that's how you get a 2004 Prado GX TD insured for $34730 at $356.93 per annum, NOT per month.
If you still want to question it, I can scan the policy and post it here for you to look at (personal details excluded of course).
Bingle, AAMI, Real, APIA and a lot of the other "budget" insurers don't honour things like driving record, length of no claim bonus, multiple policies etc.., so they cant match the price.
Its an old cliché, but you only get what you pay for.
Cheers,
Cruiser
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