Do you need travel insurance travelling on Oz road trip

I don't understand you question you must be Australia citizens to have a Medicare Card so if you are why do you think you need travel insurance if traveling inside Australia.

If you are Australia citizens and are only traveling within Australia the only thing travel insurance will help is if you paid money for accommodation or trips upfront and you had an emergency whereby you had to return home without fore filling you pre paid air fairs, accommodation and trips, they also will pay for retrieval of a deceased body of the insured.

Most overseas travelers have travel insurance to cover against costly medical assistance or emergency retrieval or if the place the were going to stay get burnt down, flooded etc.

I think NSW is still under Australia order!

Short answer - no you don't. Have a great and safe trip.

Nope.
However if you are real worried have a look at the NRMA premium membership.

Hi Wendy.
I'm an Insurance Broker here in Perth. whilst I have to be carefull how to answer u, seems there are legal issues about this.

the medicare/health fund stuff has already been answered.

the stuff in your cruiser & van. what I do is extend my home insurance to cover my gear outside of the home. I will not get cover 4 gear in the open, but will cover as a result of break & enter into cruiser.
for the stuff in van I get my van insurance extended. u will need to check yr policy

hope this provides some type of answer.
cheers Tom

Personally I would't bother. I'd make sure that you have adequate cover for your personal items, most van insurance offers you cover up to a limit. I would just by way of precaution buy some travellers cheques that you keep in a safe place in the event of loosing cards etc... a lot more easy to do than try to convince some bank clerk somewhere of your identity when you have none. on return home cash them if they are not used.

Make sure you have current Ambulance cover.

Wendy,

We wrote our 4wd off up in the Kimberley. The standard insurance only covered only a few days of a rental 4WD. We had to and pay to get our family of 4 and all our (remaining) stuff back home. So I was quite a few bucks out of pocket.

I never did get around to working out what insurance would cover you for that.

I have done quite a few KMs since, but haven't bothered with it.

Wendey,

I looked into this some time back and genrally the answer is NO. However check what your house and contents insurance covers.
Make sure your insularnce covers the damage to equipment and people that you may create. ie liability

HWen I looked into it, it was about $35 for the year, so it's not a great deal.

R.