Card skimming

Not bl@@dy good at all. Christ will be in the big smoke later in the week, might have to get cash out here i think. Dont trust the ATMs in the cities. Actually dont trust any bugger anymore.

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G'day Rob

My Daughter is a branch manager at a major bank, Mentioned to her the other day how a friend at work got done by a skimmer. She brought me some of the security depts pics of machines that have been detected. Maaaaaaaaaaaate I don't care how cluey You,Me or Anyone thinks they are. You won't pick it.

They say where possible use ones in Servos, clubs ect where it is harder to go un=noticed when 'fitting out' the machine.

Best and only way is to cover your hand while typing PIN in.

Cheers

Gidday

cover your hand ... maybe that will work some times ..

They have charged some people in Sydney today over the $4 milliion McDonalds skim in Perth, It seems the alleged offenders modified the keypads at the drive throughs in some way which allowed them to download account numbers and pins, maybe via bluetooth to a mobile phone as they waited nearby.

crims are much smarter these days

Cheers

Rocco

This brings up an interesting issue. Most skimming devices are from stand alone ATMs where the skimmers can quickly attach the device to the card slot of the ATM and install a camera. Picture the scenario. A guy in official looking garb walks up, puts up a sign saying the ATM is temporarily closed. He installs the skimmer and camera to catch your PIN in a couple of minutes and walks away. Too easy. He comes back later to find out what he's captured. Just like throwing a crab pot into the river.

So how do you get around this? Simple, don't use the bank or other stand alone ATMS - use your friendly supermarket.

What I now do is when I go to the supermarket I ask for cash out if I need it. Their little portable machines can't have skimmers attached and there is no way that there will be a camera to pick up your PIN. MOST importantly, you will not be charged $2 to get your money. There will be a small fee but far less than this exorbitant rip off.

If we all start doing this and avoid the ATMs with all their issues then maybe the banks will have to rethink how they do things.

If you do have to use an ATM then make sure that when you put in your PIN that you cover up your keystrokes using some sort of blind. I use my wallet.

I'm getting so paranoid about using a credit/debit card I decided to bypass the banks and save the government money by not having to print banknotes. Very simple as Baldrick was wont to say "I have a cunning plan". Print my own!!!!!

What a downer............. found out the very government I was trying to help would throw me in the can............. (;-))

You just can't please some people

Cheers
Pop

Gidday again

It is important to note that the Maccas skim did not involve an ATM, they modified the keypads handed out at the drive through. People found money disappearing weeks later and usually the withdrawl was made overseas. If it can happen at Maccas I guess it can happen anywhere, servo, supermarket, small store etc. Police and banks say change your PIN regularly.

Cheers

Rocco

Hi Rob,

Its good to here that the bank put the money back in quickly. They would be very dissappointed if they ever got hold of my bank details, SWMBO's got it all.

Cheers Wilko

I was talking to an English tourist last week who had all her bank accounts frozen because someone in Europe was busted with her banking details.
I feel confident banks will refund money fraudulently taken from your accounts. Her problem was that she was in Australia & had no way of accessing money. Credit cards stopped, bank accounts frozen & no travellers cheques & no branch of her bank in Australia either.
If going OS it would probably be worthwhile to have credit cards from 2 or more separate banks, so that if one is frozen you could still use another & not be left high & dry like this poor woman.
All goes to show that cash is still king.

My son here in Sydney, got his account emptied last week. The bank rang him and asked if he had emptied it, so obviously they new there was a problem.

By the way, he always covers the keypad with his hand - it did not stop them getting his PIN.

Willie.