insurance problem

Sorry

I am about to renew my comprehensive insurance with Apia

What is APIA telling you? That they cant renew your insurance because the car doesnt exist?
Why not tell them-"this is my car, its factory original, can you renew my insurance?"
BTW-I didnt know any car newer than about 1990 still had a 3 sp auto?

Esarby - You're correct. If your insured vehicle details do not align precisely with your model, then the company has an "out" to avoid any payout in the event of a claim. If they're sloppy with model ID, what else are they sloppy with?

This is a serious fault in the programming of their website, and you need to advise them that their list of vehicles is incomplete and inadequate.

You need to get in writing from them, that they are ensuring your precise model of vehicle, and you can refer them to the Red Book website to get verification of your model - and they should be using the Red Book list, anyway, to programme their list of vehicles.

Shop around the 'net anyway, you'll probably find that you can do better. No-one in their right mind pays a renewal, without checking the other companies insurance deals and offers.

They're all the same, they offer you a good deal initially on premiums, then as soon as they have you as a "captive customer" (yes, that's a marketing term), they will ramp up the renewal premium.

Google "car insurance renewal quotes" and see how you go. Many companies are extremely crafty and will not give a quote online.
They want you to phone them, and they will want to know what your current quote is.
Then they offer $5 less premium - provided you insure everything else you own with them!

This is standard fare, and it only works on some people. I actually have both house and vehicle insurance with AAMI, because they were the cheapest on both house and car (even on renewal), they are good to deal with, and they have excellent customer feedback.

Cheers - Ron.

Everyone on Carsales .com seem to think they are selling a 5 speed auto.
What makes you believe you have a 3 speed auto?
Maybe it has always been crook .
LOL
Regard sPhilip A

Sage advice from Ron - if the correct details are not on your paperwork, simply take it that you don't have cover. Best also to assume that you are dealing with "artful dodgers' when phoning for insurance...... the more you phone around, the more you express reluctance to accept any quote as fixed, the more you will save !

They would not insure my Peugeot but would insure my Prado you are really dealing with AAMI . APIA is only a small part of them

Esarby have a look on the plate under the bonnet for the specs. It should list the transmission option fitted. Post it here so it can be checked as no-one seems to have heard of a 3 sp option.

Best be careful as if you convince them to accept a 3 sp and its not, you'll actually be in the pickle your trying to avoid!

Quote"It is ok for you to sit at you keyboard and tell what the Redbook say's. Apia are reading redbook and are telling me the same. The vehicle that I have is a 2099 Jeep Wrangler 4 door CRD with Turbo"Quote.

I have found your problem Esarby. It is there in plain sight in the last sentence. Your driving a 2099 vehicle. IT HASN'T EVEN BEEN BUILT YET.
Sorry couldn't resist.

Josh

What do these people do for insurance with vehicles that are imported? Not all of these are in the redbook.